Tuesday, September 20, 2016

Online Credit Platforms in Nigeria

With these online loan lending (credit solution) companies, you don't have to own a collateral or wait another extended weeks before a co-operative society could grant you a loan/fund. Fintechs are seriously abstracting away the frustrations accompanying conventional loan applications.
It is a tech total take-over, no need for da long thing. 
It unwise to borrow indiscriminately from relatives with the economic reality in Nigeria at the moment, they have own burdens to handle, right? Some online money lenders are doing the magic for you already, they don't mind you coming back a million times as far as you are getting value for their services.
SureCredit  Nigeria banner Source


Below is a list of the online money lenders in no particular order. Follow each link for a more concise profiling of the platforms on SmartFinance. Assessing them will help determine which one fits your need.

Online Credit Platforms:

- Makes loan available to customers with no collateral or any paper work whatsoever.
The details of each platform on this list will be curated and presented later in individual pages, please do come back.

Credit Facility

Loan Range

Availability

Loan Tenor

Aella Credit N100k - N1m Lagos 12 Months
QuickCheck -/+ N30k Nationwide 30 days
PayLater N10k - N30k Nationwide 30 days
RenMoney ... Lagos  ...
SureCredit ... Employees of
Partner Companies
6 months
C24 ... Nationwide ...
One Credit ... ... ...
One Finance ... ... ...
SnapCredit ... ...
Social Lender Up to 10k Nationwide 1month
TopCheck ... ... ...
Telecoms
(XtraTime/Data)
N50/10MB - ?? Nationwide Anytime

Will the amount lend attach any interest?

Well, your guess should be as good as mine, they are all for-profit organizations. Get ready to repay their trust and magnanimity with affordable interest. They all render the services at some interest rate, a good value for the services though. Make sure you check and interact with the customer care units, understand their terms and conditions before committing, abeg this na money matter.

Paying back is a breeze 

  • Your bank account may be debited on the scheduled date.
  • You might have to repay through online payment platforms eg PayStack, Quickteller.
  • By direct bank deposit into the company's designated account.
Missing your repayment is much like risking our account getting suspended, a legal action if you would still not cooperate on time. I bet you wouldn't want a bad credit record, would you? It gets your profile flagged and could be visible to other credit bureaus the next time you need help. A good turn, they say deserves another.

Please make sure you consult your advisor or get through to the customer care unit of whatever company that interests you for proper guidance. These information might change at any instant by the sole discretion of the company .
FAQs on the companies's webpages are usually very rich, avail yourself to them.

9 comments:

  1. Also check online payday loans reviews here https://paydayloansonline.reviews/.

    ReplyDelete
  2. If you are in need of urgent loan of any kind then you should apply for a loan from Mr Lavington , you can get various types of loan from him like

    Home loan
    Business loan
    Student loan
    Short loan
    Medium loan
    Long loans e.t.c

    He offers loan at interest rate of 2% and with very easy loan conditions, so for you to get your loan today contact lavingtonfinance@yahoo.com or lavingtonfinance@gmail.com
    whatsapp +14243655441

    ReplyDelete
  3. This comment has been removed by a blog administrator.

    ReplyDelete
  4. I got my programmed and blanked ATM card to
    withdraw the maximum of $5,000 daily for a maximum of 30
    days via (wesleymarkhackers@gmail.com).
    I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is giving
    out the card just to help the poor and needy though it is illegal but it
    is something nice. He also give loans at 3%. get yours from Wesley Mark Hackers today! Just send an email
    to (wesleymarkhackers@gmail.com)
    or watsapp +16315383658

    GOD BLESS AMERICA
    .

    ReplyDelete
  5. Hello...

    Dear Applicant, I am Mr.Favour Melody World Best Loan Offer Company LTD.. We are an international loan firm. It a financial opportunity at your door step We provide Business and personal loans etc. as long as it concerns financial assistance..We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing Apply today and you will get a loan from us..

    Apply Now for your very low interest rate of 2% loan!

    * We offer loan in EURO AND DOLLAR
    * Borrow between 5000USD to 90,000,000.00USD
    * Choose between 1 to 30 years to repay.
    * Flexible loan terms and conditions.
    * It a world of happiness with us bring back those joy of yours by applying for a loan with us today...

    All these plans and more, contact us now by email for more info.. ( favourworldbest990@outlook.com ) OR SMS US NOW +1518 621 2700

    Email us now: favourworldbest990@outlook.com
    Call/Sms: +1518 621 2700

    Giving your world a meaning.

    Regards.

    World Best Loan Company Offer..

    ReplyDelete

  6. Are you in any financial crisis, do you need financial help? or do you need funds to start up your own business?Low interest personal loans is best option for you.

    ReplyDelete
  7. I strongly recommend the service of a GREAT Hacker to you and his email is so I have used him quite a number of times and he has never disappointed me.
    He does all types of mobile hacks, get unrestricted and unnoticeable access to your partner/spouse, Skype, Facebook Account, Email(s), Whatsapp, Instagram, Text messages, Snap Chat, Hang out, Twitter, Hangout, Bank accounts loading, Credit cards top up, office files, Boost credit scores to 750 plus with all credit bureaus etc
    Contact this Great Computer wizard on WhitehatstechATgmailDOTcom or WhitehatspytechATcyberservicesDOTcom

    ReplyDelete
  8. If you are in need of urgent loan of any kind then you should apply for a loan from George Finance Loan Firm , you can get various types of loan from us like
    Home loan, Business loan, Student loan, Short loan, Medium loan and Long loans.
    We offers loan at interest rate of 2% and with very easy loan conditions, so for you to get your loan today contact georgefinanceloanfirm@gmail.com call or WhatsApp:+1707261-3058

    ReplyDelete
  9. What has your government done to help save you from your financial instability? you strive to survive and yet you hear stories of how your leaders have become terror in your entities... is time to make a different. for will have made money, and we have also come to help you out from your long time of financial suffering. clearing of credit card is made available, software for hacking ATM machines, bank to bank hacking and transfer, change your school grade and become something useful in the society. we also have other form of services such as Facebook hack, whats-app hack, twitter hack, i cloud hack, tracking of smart phones, hacking CCTV, installation of software on desktop and PC, snap-chat hack, Skype hack, wire wire, bitcoin account hack, erase your criminal record and be free for ever. database hack and many more. e-mail: cyberhackingcompany@gmail.com for your genuine hacking services and we shock we your findings.  

    ReplyDelete

Help others grow...